If a Chico truck accident left you injured, you can use the California civil court system to seek compensation through a personal injury lawsuit. A personal injury claim can show who caused the accident resulting in your injury and help you recover the incurred expenses.
Most truck accident claims begin as a demand for payment to the at-fault party’s insurance carrier.
The carrier has three options after receiving a claim
- They can accept the liability of their insured and process the claim for payment.
- They can deny the liability of their insured and provide the claimant with a reason for the denial. If the insurance company denies your claim, you and your attorney can discuss filing a lawsuit.
- They can accept some liability for their insured’s actions and offer to settle the claim for less than the demanded value. When this happens, your attorney can negotiate a higher settlement amount.
As the statute of limitations draws close, if you do not have a settlement, you can file your claim as a lawsuit, and your attorney will prepare for trial. Settlement agreements can take place at any point before the court renders a decision.